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January 3, 2017 is the last day people can apply for Hurricane Matthew disaster assistance from the Federal Emergency Management Agency (FEMA) and submit applications for low-interest disaster loans to the U.S. Small Business Administration. According to FEMA, more than 5,100 households have applied to FEMA for help since President Obama signed the November 2 disaster declaration making Virginia residents in Chesapeake, Hampton, Newport News, Portsmouth, Suffolk, and Virginia Beach eligible for federal assistance. Storm survivors in the seven designated cities have been approved for FEMA grants under the Individuals and Households program totaling more than $8.6 million to date, while SBA has approved 358 loans to homeowners, renters and businesses totaling more than $12 million. Disaster assistance for individuals may include grants to help homeowners and renters with temporary housing, essential home repairs, personal property replacement and disaster-related needs. Disaster assistance grants are not taxable income and will not affect eligibility for Social Security, Medicare and other federal and state programs. You do not have to repay grants to the federal government. Registering with FEMA is the first step in qualifying for assistance.

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