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January 3, 2017 is the last day people can apply for Hurricane Matthew disaster assistance from the Federal Emergency Management Agency (FEMA) and submit applications for low-interest disaster loans to the U.S. Small Business Administration. According to FEMA, more than 5,100 households have applied to FEMA for help since President Obama signed the November 2 disaster declaration making Virginia residents in Chesapeake, Hampton, Newport News, Portsmouth, Suffolk, and Virginia Beach eligible for federal assistance. Storm survivors in the seven designated cities have been approved for FEMA grants under the Individuals and Households program totaling more than $8.6 million to date, while SBA has approved 358 loans to homeowners, renters and businesses totaling more than $12 million. Disaster assistance for individuals may include grants to help homeowners and renters with temporary housing, essential home repairs, personal property replacement and disaster-related needs. Disaster assistance grants are not taxable income and will not affect eligibility for Social Security, Medicare and other federal and state programs. You do not have to repay grants to the federal government. Registering with FEMA is the first step in qualifying for assistance.

Fund.orking capital and other short-term borrowing needs through a renewable credit facility in which credit again becomes available as the loan is repaid. The shorter term lenders can often provide a decision in minutes or hours, while the longer term lenders may have a decision within a few days. Member FDIC. This More hints information may be used to deliver advertising on our Sites and off-line for example, by phone, email and direct mail that’s customized to meet specific interests you may have. Whether it be for an emergency, home improvement, consolidating debt or even a family holiday – a low interest personal loan is a safe and reliable way to meet your financial needs. The interest rates, ranging from 5.99% to 35.89% APO. Example of a Personal Loan APO Range UsesStarting a Business; Working Capital; Purchasing property; Equipment, Fixtures, Inventory, leasehold improvements; Refinancing debt Important notice regarding use of biscuits: By continuing to use this site, you agree to our use of biscuits as described in our Digital Privacy and Biscuits Policy . Both rates exclude any fees. From the lender perspective, requiring collateral reduces the amount of risk associated with a small business loan. We offer a streamlined loan application process with minimal paperwork and a wide range of small business loan programs where we customize a plan for your small business that gets you the funding you need at an affordable price.

Costs and abilities, such as site maintenance, search registration, and site development, vary from host to host but it is important for it to be both reliable and secure. Given that each individual lender is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. Q. Loans are available in all 50 states, and there are no additional costs except for the origination fee. Searching for the Best Small Business Loans Despite the rise of alternative lenders on-line, it can be tricky to land a small business loan. Advertising and marketing on the internet is regulated very similarly to the real world, and many of the same rules apply. Most traditional lenders, like the local bank, prefer to see a few years in business.